Multifamily Financing in Miami, FL

The multifamily property market in Miami, FL continues to grow. As more people migrate to Miami for work, school, tourism, retirement, and more, they are looking for apartments and other multifamily residences. At Safe Harbor Commercial Capital, we provide financing solutions for multifamily properties throughout the Miami area. Our team has a deep understanding of the multifamily submarket in Miami. We also understand the challenges facing commercial real estate investors in the Miami area, who need efficient and reliable funding solutions for purchasing, renovating, expanding, and building multifamily properties. We offer a wide range of solutions to finance multifamily properties of all shapes and sizes.

Multifamily Financing up to $50 Million

Safe Harbor Commercial Capital provides funding solutions up to $50 million for multifamily properties in Miami, FL. These financing solutions include:

SBA Loans

SBA loans from Safe Harbor Commercial Capital can be applied to multifamily properties and owner-occupied apartment buildings. Our SBA loans feature:

  • Loan amounts up to $5 million
  • Up to 90 percent financing for commercial real estate
  • Full amortizations
  • Low interest rates

CMBS Loans

CMBS loans provide fixed rate options and more liquidity to Miami investors. These commercial mortgage backed securities (CMBS) loans offer the following benefits for stabilized multifamily properties of B quality or higher:

  • Loan amounts up to $2 million and above
  • Up to 80 percent financing for commercial real estate
  • Amortizations up to 30 years
  • Fixed rate options available
  • Non-recourse financing

HUD and FHA Loans

HUD and FHA loans can be used for designated multifamily properties in Miami, such as apartments, managed care, senior living communities, and more. HUD and FHA loans offer a number of benefits, including:

  • Loan amounts starting at $2 million
  • Low permanent fixed interest rates
  • Integrated construction
  • Non-recourse financing options
  • Fully assumable
  • Permanent financing
  • Credit enhancements
  • Full amortizations
  • Tax exempt financing

Financing up to $100 Million

For larger multifamily investments in Miami, Safe Harbor Commercial Capital offers the following financing solutions:

Conventional Loans:

Conventional loans from Safe Harbor Commercial Capital provides funding for multifamily properties and feature:

  • Loan amounts up to $100 million
  • Up to 75 percent financing
  • Terms up to 10 years
  • Amortizations up to 30 years

Bridge Loans

Bridge loans can be arranged quickly so commercial real estate investors in Miami can cover time-sensitive costs, such as closings and renovations, while larger financing is still in the pipeline. Our bridge loans offer benefits such as:

  • Loan amounts ranging from $100,000 to $100 million
  • Financing up to 80 percent
  • Fast closings
  • Interest-only amortizations
  • Low interest rates

Mezzanine Loans

Safe Harbor Commercial Capital provides mezzanine loans for larger multifamily transactions in the Miami area. Mezzanine loans combine features of debt and equity with financing amounts starting at $5 million on up to $100 million and beyond. Mezzanine loan repayment can be made as:

  • Cash interest
  • Payable-in-Kind (PIK) interest
  • Equity stake

Construction Loans

For those commercial real estate investors in Miami who are looking to build new multifamily residences from the ground up, we offer construction loans which feature:

  • Funding within 45 days
  • Terms up to 5 years
  • Non-recourse financing
  • Amortizations up to 25 years
  • Low fixed rates
  • No fees
  • Equity stake based on size and scope of the project
  • Construction to permanent financing options

Contact Us Today

Safe Harbor Commercial Capital provides the financing you need for multifamily properties in Miami, without any of the red tape. Our team will work with you to create a solution that meets your requirements so you can reach your goals. Contact our offices today to get started.